• Alarm & CCTV
  • Food
  • Other Overseas Business
  • Overseas Business
  • Professionals
  • Retail Stores
  • Services
  • Trade Services

Udita has setup Penguin Finance to provide personalized mortgage and personal risk insurance advice in and around Auckland. Like Penguins we are social, friendly and together we can survive the harshest winter.

We will go the extra mile to put a smile on your face. Udita Sood has over a decade of experience in banking and financial services. This includes 6 years of the mortgage brokering experience in Auckland. Udita is a member of Financial Advice New Zealand and attends regular training on providing high-quality advice.

Udita Sood - Penguin Finance

Udita Sood – Penguin Finance “Registered Mortgage and Insurance Advisor”

Why you should choose penguin finance

  • To get professional advice suiting your financial requirement, negotiate on your behalf with banks.
  • We save you time as a one-stop shop for all your mortgage and insurance need and is also mobile and can come to you at the time and place that suits you.
  • Making sure you are getting the best interest rates and terms to the loan are our prime objective.
  • Dealing with an expert who is fast and efficient and will provide guidance on all financial jargons related to mortgage.


Q Can you get my loan approved?

Most Likely. Lending criteria is different from bank to bank so we’ll help you shop around for the best deal. If you go direct to your bank you’ll have less chance of securing the right loan (or any at all) because they can only give you one solution.

Q If I am 1st home buyer, can I borrow more then 80%

Yes, if you have a good income and healthy spending habits. We can generally get you 90% and even 95% in some cases. Borrowing over 80% also costs more. Call us for no obligation free advice.

Q What paperwork is required for application?

We can do a phone assessment and then arrange the time to meet you at our office or we are also mobile, and we can come to you at the time and place that suits you. First, you must fill out a form with all your assets, debts, income and expenses. You’ll need to prove your income, that you have a deposit saved and three months of bank statements.

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